Franchise lender history
Lenders that funded Ace Hardware franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
309
SBA 7(a) loans in FOIA set
$306M
Gross approved dollars
0.00%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Ace Hardware
| Lender | Loans | Gross approved |
|---|---|---|
| Live Oak Banking Company | 73 | $93M |
| Wells Fargo Bank, N.A. | 29 | $27M |
| National Cooperative Bank, National Association | 14 | $17M |
| The Huntington National Bank | 12 | $5M |
| Nicolet National Bank | 8 | $3M |
| The American National Bank of Texas | 6 | $4M |
| Byline Bank | 6 | $12M |
| Zions Bank, A Division of | 5 | $3M |
| BayFirst National Bank | 5 | $2M |
| Columbia Bank | 5 | $5M |
| Old National Bank | 4 | $4M |
| Northwest Bank | 4 | $5M |
States appearing in the brand history
- Texas: 36 loans
- California: 31 loans
- Georgia: 24 loans
- Michigan: 20 loans
- Ohio: 14 loans
- Minnesota: 13 loans
- Wisconsin: 13 loans
- Colorado: 13 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.