Franchise lender history
Lenders that funded Charleys Philly Steaks franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
71
SBA 7(a) loans in FOIA set
$32M
Gross approved dollars
0.00%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Charleys Philly Steaks
| Lender | Loans | Gross approved |
|---|---|---|
| The Huntington National Bank | 13 | $6M |
| The Bancorp Bank National Association | 9 | $4M |
| Newtek Small Business Finance, Inc. | 6 | $2M |
| Bank of Hope | 3 | $1M |
| Readycap Lending, LLC | 3 | $2M |
| Stearns Bank National Association | 3 | $1M |
| First Bank of the Lake | 3 | $891,500 |
| Gulf Coast Bank and Trust Company | 2 | $2M |
| Georgia's Own Credit Union | 2 | $1M |
| Celtic Bank Corporation | 2 | $1M |
| First Commonwealth Bank | 2 | $840,200 |
| Manufacturers and Traders Trust Company | 2 | $768,000 |
States appearing in the brand history
- Texas: 18 loans
- Florida: 18 loans
- California: 4 loans
- Maryland: 4 loans
- Pennsylvania: 4 loans
- Georgia: 3 loans
- Colorado: 3 loans
- Ohio: 3 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.