Franchise lender history
Lenders that funded Cold Stone Creamery franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
202
SBA 7(a) loans in FOIA set
$78M
Gross approved dollars
0.50%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Cold Stone Creamery
| Lender | Loans | Gross approved |
|---|---|---|
| The Huntington National Bank | 44 | $11M |
| Citizens Bank | 22 | $11M |
| U.S. Bank, N.A. | 6 | $1M |
| Readycap Lending, LLC | 6 | $2M |
| Manufacturers and Traders Trust Company | 5 | $2M |
| The Bancorp Bank National Association | 5 | $2M |
| Newtek Bank, N.A. | 5 | $2M |
| AMPAC Tri-State CDC, Inc. | 4 | $1M |
| Zions Bank, A Division of | 4 | $2M |
| Commonwealth Business Bank | 4 | $972,000 |
| Lake Michigan CU | 4 | $2M |
| SouthState Bank, National Association | 3 | $2M |
States appearing in the brand history
- California: 46 loans
- Ohio: 19 loans
- Florida: 19 loans
- Texas: 16 loans
- New York: 7 loans
- Arizona: 7 loans
- North Carolina: 7 loans
- Colorado: 7 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.