Franchise lender history
Lenders that funded Scooter's Coffee franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
283
SBA 7(a) loans in FOIA set
$294M
Gross approved dollars
0.35%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Scooter's Coffee
| Lender | Loans | Gross approved |
|---|---|---|
| The Huntington National Bank | 58 | $67M |
| Luminate Bank | 20 | $23M |
| KeyBank National Association | 18 | $17M |
| Meridian Bank | 13 | $10M |
| Wilmington Savings Fund Society FSB | 12 | $13M |
| Union Bank and Trust Company | 11 | $7M |
| Live Oak Banking Company | 10 | $14M |
| First Bank of the Lake | 10 | $15M |
| United Community Bank | 9 | $8M |
| Arbor Bank | 8 | $7M |
| Dream First Bank National Association | 8 | $7M |
| First Merchants Bank | 7 | $11M |
States appearing in the brand history
- Texas: 38 loans
- Illinois: 24 loans
- Tennessee: 19 loans
- Missouri: 17 loans
- Minnesota: 16 loans
- Florida: 16 loans
- Nebraska: 16 loans
- Kansas: 16 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.