Franchise lender history
Lenders that funded Stretch Lab franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
126
SBA 7(a) loans in FOIA set
$31M
Gross approved dollars
2.38%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Stretch Lab
| Lender | Loans | Gross approved |
|---|---|---|
| The Huntington National Bank | 53 | $9M |
| Five Star Bank | 6 | $2M |
| Manufacturers and Traders Trust Company | 4 | $347,000 |
| National Bank of Commerce | 3 | $1M |
| U.S. Bank, N.A. | 3 | $682,900 |
| United Community Bank | 3 | $907,000 |
| Dime Community Bank | 3 | $907,000 |
| Stearns Bank National Association | 3 | $630,000 |
| KeyBank National Association | 3 | $724,000 |
| The Bancorp Bank National Association | 3 | $863,700 |
| Citizens Bank | 2 | $512,000 |
| FFB Bank | 2 | $695,000 |
States appearing in the brand history
- California: 17 loans
- Ohio: 12 loans
- New York: 12 loans
- Illinois: 12 loans
- Texas: 10 loans
- Indiana: 8 loans
- Michigan: 8 loans
- Virginia: 7 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.