Franchise lender history
Lenders that funded Tropical Smoothie Cafe franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
266
SBA 7(a) loans in FOIA set
$128M
Gross approved dollars
0.00%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Tropical Smoothie Cafe
| Lender | Loans | Gross approved |
|---|---|---|
| Live Oak Banking Company | 41 | $26M |
| The Huntington National Bank | 24 | $7M |
| Citizens Bank | 18 | $8M |
| United Community Bank | 13 | $6M |
| SouthState Bank, National Association | 12 | $6M |
| The Bancorp Bank National Association | 12 | $8M |
| Meridian Bank | 6 | $3M |
| ConnectOne Bank | 6 | $3M |
| Gulf Coast Bank | 5 | $3M |
| Manufacturers and Traders Trust Company | 5 | $740,000 |
| Pineland Bank | 4 | $1M |
| KeyBank National Association | 4 | $2M |
States appearing in the brand history
- Texas: 37 loans
- Florida: 36 loans
- North Carolina: 18 loans
- Georgia: 17 loans
- New York: 16 loans
- Pennsylvania: 15 loans
- Maryland: 12 loans
- Ohio: 12 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.