Franchise lender history
Lenders that funded Uptown Cheapskate franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
75
SBA 7(a) loans in FOIA set
$40M
Gross approved dollars
0.00%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Uptown Cheapskate
| Lender | Loans | Gross approved |
|---|---|---|
| Wells Fargo Bank, N.A. | 24 | $14M |
| Citizens Bank | 18 | $9M |
| KeyBank National Association | 15 | $7M |
| The Huntington National Bank | 5 | $1M |
| 1st Source Bank | 1 | $693,600 |
| Stellar Bank | 1 | $710,000 |
| b1BANK | 1 | $2M |
| JPMorgan Chase Bank, National Association | 1 | $419,400 |
| First Bank of the Lake | 1 | $905,000 |
| Meadows Bank | 1 | $500,000 |
| CRF Small Business Loan Company, LLC | 1 | $314,500 |
| First Horizon Bank | 1 | $345,000 |
States appearing in the brand history
- Texas: 20 loans
- Virginia: 6 loans
- Michigan: 6 loans
- South Carolina: 5 loans
- Georgia: 4 loans
- Utah: 4 loans
- Ohio: 4 loans
- Arizona: 3 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.