Franchise lender history
Lenders that funded Vital Care franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
54
SBA 7(a) loans in FOIA set
$52M
Gross approved dollars
0.00%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Vital Care
| Lender | Loans | Gross approved |
|---|---|---|
| First Financial Bank | 23 | $27M |
| The Huntington National Bank | 9 | $6M |
| Encore Bank | 5 | $4M |
| Live Oak Banking Company | 3 | $5M |
| Idaho Central CU | 3 | $871,000 |
| First Interstate Bank | 2 | $2M |
| Renasant Bank | 2 | $2M |
| Horizon Bank | 2 | $781,000 |
| Ameris Bank | 1 | $625,000 |
| United Community Bank | 1 | $250,000 |
| Truist Bank | 1 | $513,000 |
| First National Bank of Pennsylvania | 1 | $452,300 |
States appearing in the brand history
- Texas: 9 loans
- Florida: 7 loans
- Maryland: 6 loans
- New Jersey: 3 loans
- California: 3 loans
- New York: 3 loans
- Michigan: 3 loans
- Idaho: 3 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.