Franchise lender history
Lenders that funded WaterStation franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
112
SBA 7(a) loans in FOIA set
$94M
Gross approved dollars
0.89%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for WaterStation
| Lender | Loans | Gross approved |
|---|---|---|
| UniBank | 79 | $50M |
| Celtic Bank Corporation | 18 | $23M |
| Newtek Small Business Finance, Inc. | 6 | $3M |
| Meridian Bank | 3 | $8M |
| Community Bank & Trust-West Georgia | 2 | $4M |
| Banner Bank | 1 | $1M |
| Wells Fargo Bank, N.A. | 1 | $637,500 |
| Stock Yards Bank & Trust Company | 1 | $3M |
| IncredibleBank | 1 | $950,000 |
States appearing in the brand history
- Texas: 17 loans
- California: 13 loans
- Washington: 10 loans
- Indiana: 9 loans
- Florida: 7 loans
- Illinois: 6 loans
- New Jersey: 4 loans
- Pennsylvania: 4 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.